Data Scientist

We’re Atom…

The bank that’s leading the fintech charge!

We’re not like the rest. We’re true innovators, and we’re redefining what a bank should be. Ours is a bank for today and the future, a mobile-first bank. Forget the stuffy branches, with Atom you can bank whenever, wherever, faster, and simpler.

Could you be the next innovator to join us?

What’s it all about?

Insight and Intelligence drives Atom. The Insight and Intelligence team leverage Big Data technologies to maximise the returns from our data assets, by providing MI, exploratory analysis and predictive models which shape and deliver strategies in pricing, direct marketing, product optimisation, credit risk, fraud; help Atom Bank demonstrate that it is meeting its regulatory requirements and providing direct assistance to customers in their day-to-day banking activities.

As a Fraud Data Scientist at Atom, you’ll work with suppliers of Fraud prevention systems to define Atom’s analytics and strategy management requirements & ensure delivery whilst defining, implementing & maintaining an optimised suite of Fraud strategies. Maintaining an excellent customer experience is paramount, so you’ll need to consider this whilst implementing strategies that minimise Fraud losses.

In this role you’ll get to with Senior Managers & external partners to identify current trends and future risks in Fraud activities & identity prevention strategies using data analytics.

What will your ‘typical’ day look like…. (Different that’s for sure):

• Develop and deliver KPIs and wider reporting that measure performance of Fraud management activities. Contribute to the development of Fraud operations processes to integrate with the wider Fraud analytics prevention strategy. Deliver and maintain the Fraud prevention strategy, including operating model, system requirements, ruleset. Monitor performance of Fraud models and rules implemented to prevent Fraud. Manage relationships with Fraud Operations and across Atom’s Value Streams and Product Owners (Mortgages, Savings, Business Banking and Enterprise). Share expertise with relevant business users on Fraud and Financial Crime.

What do we need from you?

• A Degree in a numerate discipline (e.g., Maths/Statistics/Economics or similar) with a high degree of statistics or comparable qualification. Experience of data analysis tools, such as R, Tidyverse, dplyr, Python, SQL, SAS or similar. Sound understanding of Fraud modelling techniques. Good knowledge of Fraud prevention rule sets covering application, device and transactional fraud. Understanding of Fraud typologies and the measurement of those typologies. Strong knowledge of Fraud technologies available and the ability to define requirements for fraud systems. Knowledge of operational fraud processes. Strong delivery ethos; you will have done something really exciting and ideally important with models.

What’s in it for you?

• 4 Day Working Week Flexible hybrid & remote working Annual Share Option – Company performance related Incredibly generous company pension scheme (maximum of 13% of Atom input – candidate can put in more) ‘All About Me’ fund: £200 per year to spend on personal development 22.5 days holidays + 8 statutory days (rising by half a day with every 2 years in the company) Private Medical Insurance for you and full family Health Cash Plan – expenses paid on Optical/Dental/other appointments/treatments Enhanced Parental Leave

Please Note

You must have the legal right to work in the UK to apply for this role as Atom bank are unable to support Visa Applications/Sponsorship

Atom is an equal opportunities employer. We value you as an individual and therefore disregard race, religion/belief, gender, sexual orientation, maternity/pregnancy, age, gender reassignment, marriage/civil partnership and disability in any hiring decisions we make. Atom will always adhere to the Equality Act 2010.

All roles within Atom must adhere to the Conduct Rules as set out by the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA).

As part of Atom bank’s commitment to the FCA’s Consumer Duty, Atom will, take all reasonable steps to avoid causing foreseeable harm to customers, take all reasonable steps to enable customers to pursue their financial objectives and act in good faith.